calx.io/NSW Stamp Duty Calculator
Calculate stamp duty on a property purchase in NSW, including the First Home Buyers Assistance Scheme and the foreign purchaser surcharge.
Pensioner, senior, or concession card holder? You may pay less duty in New South Wales. Check your eligibility with the revenue office.
Estimates only, not financial or legal advice. Duty rates, thresholds, and concessions change and vary by jurisdiction and individual circumstances (including income tests and occupancy requirements). Always confirm with the relevant state revenue office before relying on a figure.
Frequently asked questions
How is stamp duty calculated in NSW?
NSW transfer duty is progressive, from 1.25% on the first dollars up to 5.5% above $1,240,000, with a premium rate of 7% on residential land above about $3.72 million. It is charged on the dutiable value, usually the purchase price, and the calculator applies the current Revenue NSW rate table.
Do first home buyers pay stamp duty in NSW?
Under the First Home Buyers Assistance Scheme, established and new homes up to $800,000 are exempt, with a concession phasing out at $1,000,000. Vacant land is exempt up to $350,000 with a concession to $450,000. You must move in and live in the home to qualify.
How much extra do foreign buyers pay in NSW?
Foreign purchasers pay surcharge purchaser duty of 9% of the property value on residential land, on top of standard transfer duty. The calculator adds it when you switch on the foreign buyer toggle.