Australian Tax Return Tracker

Track your income and deductions for FY 2026-27. See your estimated refund or amount owing, and export a summary for your accountant.

Runs in your browser. No account needed. Your figures are not sent to a server. Rates current as at July 2026. Privacy · Sources

You will need: income statement, interest and dividends, work and rental deductions.

Your Income

Gross income from your income statements, including Parental Leave Pay

The total tax your employer withheld during the year

Interest, dividends, rental, capital gains, business, and more.

The cash amount you received. Enter franking credits separately below, or they are counted twice.

The tax the company already paid on your dividends, shown on your dividend statement.

Rent received before expenses. Put the expenses under Deductions.

Enter the net capital gain included in your taxable income after applying eligible capital losses and CGT concessions. Capital losses come off before this figure and cannot reduce your salary or other income, so if you only made losses enter zero.

Calculate my capital gain if you do not know it yet.

Your net profit after business expenses, including personal services income. There is no separate field for the expenses.

Car, travel, meal and other allowances shown on your income statement.

Your share of the income, from the statement the trust or partnership sent you.

Foreign income you have to declare in Australia. Tax you already paid overseas is not modelled, so this can overstate what you owe on it.

Taxable payments only, such as JobSeeker or the Age Pension. Family Tax Benefit and other tax-free payments are not included. Parental Leave Pay goes in Salary and wages, because it is the one government payment that counts as labour income for the standard deduction.

Deductions

Deductible expenses for your rental property.

Only if you paid full premiums and are claiming the rebate in your return. If your fund already reduced your premiums, leave this blank or it is counted twice.

Deductions that are not work expenses, such as income protection, sickness or accident insurance premiums. These never reduce the standard deduction.

Your Situation

Medicare and surcharge figures use single thresholds unless you add a spouse or dependent children. Reportable super and fringe benefit add-backs are not modelled; net rental losses are added back automatically.

These notes are included in your share link, so whoever you send it to can read them. Anyone with the link can, so treat the link itself as private.

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Estimates only, not financial or tax advice. Figures are based on ATO published rates for the selected financial year. Consult a registered tax agent for personalised advice.

Estimated Refund
$0
2026-27
Tax withheld matches tax payable
Total income
$0
Total deductions
−$0
Taxable income
$0
Income tax
−$0
Tax return breakdown
Total income$0.00
Deductions you entered$0.00
Standard deduction for work expenses$0.00

Not applied: it needs salary, wages or allowances. Business, investment and rental income, and government payments other than Parental Leave Pay, do not count.

Total deductions$0.00
Taxable income$0.00
Gross income tax$0.00
Low Income Tax Offset (LITO)+$700.00
Net income tax$0.00
Medicare levy$0.00
Total tax payable$0.00
Tax withheld$0.00
Estimated refund$0.00
Effective tax rate

Income tax and the Medicare levy as a share of your total income. It leaves out the surcharge and any HECS/HELP repayment.

0.0%
Marginal: 0.0%

Save or share your estimate

Keep a copy for your own records or send it to your tax agent.

  • Share link: the link holds your whole estimate, so whoever opens it sees exactly what you entered.
  • CSV: a spreadsheet file you can open in common spreadsheet applications such as Excel, Numbers and Google Sheets.
  • Print summary: a short summary for your tax agent, without the calculator form. Choose Save as PDF in the print dialog to keep a file.

Calculations run in your browser. The share link carries the estimate in its address; calx does not save it to an account or a database.

Estimates only. Consult a registered tax agent for personalised advice. Uses published ATO rates: see the rates and sources.

Frequently asked questions

What does the refund estimate include?

All common income types (salary, interest, dividends and franking credits, rental, capital gains, business, trust and foreign income), 17 categories of work-related deductions, the standard deduction for work-related expenses from 2026-27, 9 rental expense categories, the Low Income Tax Offset, the Seniors and Pensioners Tax Offset, the Medicare levy and surcharge, and HECS/HELP repayments.

How does the $1,000 standard deduction for work expenses work?

From the 2026-27 income year, an Australian resident who earns salary, wages or allowances can deduct up to $1,000 for work-related expenses without keeping receipts (section 25-130 of the Income Tax Assessment Act 1997). It is not an extra $1,000 on top of every claim. It is the lesser of $1,000 and your salary, wages and allowances, reduced dollar for dollar by the work expenses you claim that it covers, such as home office, car, travel, uniforms, tools, phone and self-education. Those expenses replace it dollar for dollar until the cap is used up, and anything above the cap adds to your deductions. So on a salary of $1,000 or more, $600 of those expenses leaves $400 of standard deduction, $1,000 in total, and more than $1,000 of them leaves none, with your itemised claims applying instead. On $300 of salary the cap is $300, so $600 of those expenses leaves no standard deduction and $600 in total. Union fees, professional memberships, income protection premiums, donations, tax agent fees and rental or investment expenses are claimed on top and do not reduce it. The tracker applies it for you and shows it as its own line. It does not apply before 2026-27, to non-residents, or to income that is only business or investment income or government payments other than Parental Leave Pay. The tracker also leaves it out for the working holiday maker status, which does not say whether you are a resident for tax purposes, and it counts salary, wages (including Parental Leave Pay) and allowances as labour income, so a termination payment or super income stream is not counted.

How accurate is the estimate compared to my ATO assessment?

It applies the same published rates and offsets the ATO uses, so for straightforward returns it should land very close. Complex situations (PAYG instalments, multiple offsets, prior-year losses, study loan indexation timing) can move the final number. Treat it as a planning estimate, not a lodgement.

What do I enter for capital gains?

Your net capital gain: the amount that goes into your taxable income after the main residence exemption, your capital losses and the 50% CGT discount have been applied. The tracker adds that figure as it stands and does not apply a discount of its own, because one switch cannot describe a year that mixes discounted and undiscounted gains, losses and an exempt home. If you do not know the figure, the Capital Gains Tax calculator works it out for one sale and can send it here. Capital losses come off before this figure and can only reduce capital gains, never salary or other income, so a year of losses only is a net capital gain of zero.

Can I give the result to my accountant?

Yes. Download a CSV you can open in a spreadsheet application such as Excel, Numbers or Google Sheets, print a short summary written for your tax agent, or send them a share link that restores exactly what you entered. The calculation runs in your browser and the share link carries the estimate in its address, including any notes, so anyone with the link can read it. calx does not save it to an account or a database.

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Estimates only. They are not financial advice. Based on ATO published rates for the selected financial year.

Rates and thresholds current as at July 2026.

All calculations run in your browser. Your data is never stored on a server.

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