Australian income tax brackets, Medicare levy, Medicare Levy Surcharge and HECS/HELP repayment thresholds, 2018-19 to 2026-27. The same data drives every calx.io calculator.
Rates and thresholds on this page are current as at July 2026. For the 2026-27 financial year, the income tax brackets are legislated. The HECS/HELP repayment thresholds and Medicare Levy Surcharge thresholds have been published by the ATO. Only the Medicare levy low-income thresholds are carried forward from 2025-26, pending the usual retrospective legislation.
FY2026-27
Australian residents
Taxable income
Tax on this income
$0 to $18,200
Nil
$18,201 to $45,000
15c for every $1 over $18,200
$45,001 to $135,000
$4,020 plus 30c for every $1 over $45,000
$135,001 to $190,000
$31,020 plus 37c for every $1 over $135,000
Over $190,000
$51,370 plus 45c for every $1 over $190,000
No tax-free threshold (e.g. second job)
Taxable income
Tax on this income
$0 to $45,000
15c for every $1
$45,001 to $135,000
$6,750 plus 30c for every $1 over $45,000
$135,001 to $190,000
$33,750 plus 37c for every $1 over $135,000
Over $190,000
$54,100 plus 45c for every $1 over $190,000
Non-residents
Taxable income
Tax on this income
$0 to $45,000
30c for every $1
$45,001 to $135,000
$13,500 plus 30c for every $1 over $45,000
$135,001 to $190,000
$40,500 plus 37c for every $1 over $135,000
Over $190,000
$60,850 plus 45c for every $1 over $190,000
Working holiday makers
Taxable income
Tax on this income
$0 to $45,000
15c for every $1
$45,001 to $135,000
$6,750 plus 30c for every $1 over $45,000
$135,001 to $190,000
$33,750 plus 37c for every $1 over $135,000
Over $190,000
$54,100 plus 45c for every $1 over $190,000
Medicare levy: 2% of taxable income for residents. No levy below $28,011; it phases in at 10c per dollar between $28,011 and $35,013 (single thresholds). Super guarantee: 12%. Concessional super cap: $32,500.
HECS/HELP repayment (marginal system)
You repay a set number of cents for every dollar of repayment income above each threshold, in the same way as income tax brackets. Above the top threshold the repayment works out to 10% of your total repayment income.
Repayment income
Repayment
$0 to $69,528
Nil
$69,529 to $129,717
15c for every $1 over $69,528
$129,718 to $186,050
$9,028 plus 17c for every $1 over $129,717
Over $186,050
$18,605 plus 10c for every $1 over $186,050
FY2025-26
Australian residents
Taxable income
Tax on this income
$0 to $18,200
Nil
$18,201 to $45,000
16c for every $1 over $18,200
$45,001 to $135,000
$4,288 plus 30c for every $1 over $45,000
$135,001 to $190,000
$31,288 plus 37c for every $1 over $135,000
Over $190,000
$51,638 plus 45c for every $1 over $190,000
No tax-free threshold (e.g. second job)
Taxable income
Tax on this income
$0 to $45,000
16c for every $1
$45,001 to $135,000
$7,200 plus 30c for every $1 over $45,000
$135,001 to $190,000
$34,200 plus 37c for every $1 over $135,000
Over $190,000
$54,550 plus 45c for every $1 over $190,000
Non-residents
Taxable income
Tax on this income
$0 to $45,000
30c for every $1
$45,001 to $135,000
$13,500 plus 30c for every $1 over $45,000
$135,001 to $190,000
$40,500 plus 37c for every $1 over $135,000
Over $190,000
$60,850 plus 45c for every $1 over $190,000
Working holiday makers
Taxable income
Tax on this income
$0 to $45,000
15c for every $1
$45,001 to $135,000
$6,750 plus 30c for every $1 over $45,000
$135,001 to $190,000
$33,750 plus 37c for every $1 over $135,000
Over $190,000
$54,100 plus 45c for every $1 over $190,000
Medicare levy: 2% of taxable income for residents. No levy below $28,011; it phases in at 10c per dollar between $28,011 and $35,013 (single thresholds). Super guarantee: 12%. Concessional super cap: $30,000.
HECS/HELP repayment (marginal system)
You repay a set number of cents for every dollar of repayment income above each threshold, in the same way as income tax brackets. Above the top threshold the repayment works out to 10% of your total repayment income.
Repayment income
Repayment
$0 to $67,000
Nil
$67,001 to $125,000
15c for every $1 over $67,000
$125,001 to $179,285
$8,700 plus 17c for every $1 over $125,000
Over $179,285
$17,929 plus 10c for every $1 over $179,285
FY2024-25
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Australian residents
Taxable income
Tax on this income
$0 to $18,200
Nil
$18,201 to $45,000
16c for every $1 over $18,200
$45,001 to $135,000
$4,288 plus 30c for every $1 over $45,000
$135,001 to $190,000
$31,288 plus 37c for every $1 over $135,000
Over $190,000
$51,638 plus 45c for every $1 over $190,000
No tax-free threshold (e.g. second job)
Taxable income
Tax on this income
$0 to $45,000
16c for every $1
$45,001 to $135,000
$7,200 plus 30c for every $1 over $45,000
$135,001 to $190,000
$34,200 plus 37c for every $1 over $135,000
Over $190,000
$54,550 plus 45c for every $1 over $190,000
Non-residents
Taxable income
Tax on this income
$0 to $45,000
30c for every $1
$45,001 to $135,000
$13,500 plus 30c for every $1 over $45,000
$135,001 to $190,000
$40,500 plus 37c for every $1 over $135,000
Over $190,000
$60,850 plus 45c for every $1 over $190,000
Working holiday makers
Taxable income
Tax on this income
$0 to $45,000
15c for every $1
$45,001 to $135,000
$6,750 plus 30c for every $1 over $45,000
$135,001 to $190,000
$33,750 plus 37c for every $1 over $135,000
Over $190,000
$54,100 plus 45c for every $1 over $190,000
Medicare levy: 2% of taxable income for residents. No levy below $26,000; it phases in at 10c per dollar between $26,000 and $32,500 (single thresholds). Super guarantee: 11.5%. Concessional super cap: $30,000.
HECS/HELP repayment (flat-rate system)
For this year the rate applies to your whole repayment income once you cross the threshold.
Repayment income
Rate
$0 to $54,434
Nil
$54,435 to $62,850
1%
$62,851 to $66,620
2%
$66,621 to $70,618
2.5%
$70,619 to $74,855
3%
$74,856 to $79,346
3.5%
$79,347 to $84,107
4%
$84,108 to $89,154
4.5%
$89,155 to $94,503
5%
$94,504 to $100,174
5.5%
$100,175 to $106,185
6%
$106,186 to $112,556
6.5%
$112,557 to $119,309
7%
$119,310 to $126,467
7.5%
$126,468 to $134,056
8%
$134,057 to $142,100
8.5%
$142,101 to $150,626
9%
$150,627 to $159,663
9.5%
Over $159,663
10%
FY2023-24
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Australian residents
Taxable income
Tax on this income
$0 to $18,200
Nil
$18,201 to $45,000
19c for every $1 over $18,200
$45,001 to $120,000
$5,092 plus 32.5c for every $1 over $45,000
$120,001 to $180,000
$29,467 plus 37c for every $1 over $120,000
Over $180,000
$51,667 plus 45c for every $1 over $180,000
No tax-free threshold (e.g. second job)
Taxable income
Tax on this income
$0 to $45,000
19c for every $1
$45,001 to $120,000
$8,550 plus 32.5c for every $1 over $45,000
$120,001 to $180,000
$33,025 plus 37c for every $1 over $120,000
Over $180,000
$55,225 plus 45c for every $1 over $180,000
Non-residents
Taxable income
Tax on this income
$0 to $120,000
32.5c for every $1
$120,001 to $180,000
$39,000 plus 37c for every $1 over $120,000
Over $180,000
$61,200 plus 45c for every $1 over $180,000
Working holiday makers
Taxable income
Tax on this income
$0 to $45,000
15c for every $1
$45,001 to $120,000
$6,750 plus 32.5c for every $1 over $45,000
$120,001 to $180,000
$31,125 plus 37c for every $1 over $120,000
Over $180,000
$53,325 plus 45c for every $1 over $180,000
Medicare levy: 2% of taxable income for residents. No levy below $23,365; it phases in at 10c per dollar between $23,365 and $29,206 (single thresholds). Super guarantee: 11%. Concessional super cap: $27,500.
HECS/HELP repayment (flat-rate system)
For this year the rate applies to your whole repayment income once you cross the threshold.
Repayment income
Rate
$0 to $51,550
Nil
$51,551 to $59,518
1%
$59,519 to $63,089
2%
$63,090 to $66,875
2.5%
$66,876 to $70,888
3%
$70,889 to $75,140
3.5%
$75,141 to $79,649
4%
$79,650 to $84,429
4.5%
$84,430 to $89,494
5%
$89,495 to $94,865
5.5%
$94,866 to $100,557
6%
$100,558 to $106,590
6.5%
$106,591 to $112,985
7%
$112,986 to $119,764
7.5%
$119,765 to $126,950
8%
$126,951 to $134,568
8.5%
$134,569 to $142,642
9%
$142,643 to $151,200
9.5%
Over $151,200
10%
FY2022-23
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Australian residents
Taxable income
Tax on this income
$0 to $18,200
Nil
$18,201 to $45,000
19c for every $1 over $18,200
$45,001 to $120,000
$5,092 plus 32.5c for every $1 over $45,000
$120,001 to $180,000
$29,467 plus 37c for every $1 over $120,000
Over $180,000
$51,667 plus 45c for every $1 over $180,000
No tax-free threshold (e.g. second job)
Taxable income
Tax on this income
$0 to $45,000
19c for every $1
$45,001 to $120,000
$8,550 plus 32.5c for every $1 over $45,000
$120,001 to $180,000
$33,025 plus 37c for every $1 over $120,000
Over $180,000
$55,225 plus 45c for every $1 over $180,000
Non-residents
Taxable income
Tax on this income
$0 to $120,000
32.5c for every $1
$120,001 to $180,000
$39,000 plus 37c for every $1 over $120,000
Over $180,000
$61,200 plus 45c for every $1 over $180,000
Working holiday makers
Taxable income
Tax on this income
$0 to $45,000
15c for every $1
$45,001 to $120,000
$6,750 plus 32.5c for every $1 over $45,000
$120,001 to $180,000
$31,125 plus 37c for every $1 over $120,000
Over $180,000
$53,325 plus 45c for every $1 over $180,000
Medicare levy: 2% of taxable income for residents. No levy below $22,801; it phases in at 10c per dollar between $22,801 and $28,502 (single thresholds). Super guarantee: 10.5%. Concessional super cap: $27,500.
HECS/HELP repayment (flat-rate system)
For this year the rate applies to your whole repayment income once you cross the threshold.
Repayment income
Rate
$0 to $48,361
Nil
$48,362 to $55,836
1%
$55,837 to $59,186
2%
$59,187 to $62,738
2.5%
$62,739 to $66,502
3%
$66,503 to $70,492
3.5%
$70,493 to $74,722
4%
$74,723 to $79,206
4.5%
$79,207 to $83,958
5%
$83,959 to $88,996
5.5%
$88,997 to $94,336
6%
$94,337 to $99,996
6.5%
$99,997 to $105,996
7%
$105,997 to $112,355
7.5%
$112,356 to $119,097
8%
$119,098 to $126,243
8.5%
$126,244 to $133,818
9%
$133,819 to $141,847
9.5%
Over $141,847
10%
FY2021-22
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Australian residents
Taxable income
Tax on this income
$0 to $18,200
Nil
$18,201 to $45,000
19c for every $1 over $18,200
$45,001 to $120,000
$5,092 plus 32.5c for every $1 over $45,000
$120,001 to $180,000
$29,467 plus 37c for every $1 over $120,000
Over $180,000
$51,667 plus 45c for every $1 over $180,000
No tax-free threshold (e.g. second job)
Taxable income
Tax on this income
$0 to $45,000
19c for every $1
$45,001 to $120,000
$8,550 plus 32.5c for every $1 over $45,000
$120,001 to $180,000
$32,925 plus 37c for every $1 over $120,000
Over $180,000
$55,125 plus 45c for every $1 over $180,000
Non-residents
Taxable income
Tax on this income
$0 to $120,000
32.5c for every $1
$120,001 to $180,000
$39,000 plus 37c for every $1 over $120,000
Over $180,000
$61,200 plus 45c for every $1 over $180,000
Working holiday makers
Taxable income
Tax on this income
$0 to $45,000
15c for every $1
$45,001 to $120,000
$6,750 plus 32.5c for every $1 over $45,000
$120,001 to $180,000
$31,125 plus 37c for every $1 over $120,000
Over $180,000
$53,325 plus 45c for every $1 over $180,000
Medicare levy: 2% of taxable income for residents. No levy below $23,365; it phases in at 10c per dollar between $23,365 and $29,206 (single thresholds). Super guarantee: 10%. Concessional super cap: $27,500.
HECS/HELP repayment
The HECS and HELP repayment thresholds for 2021-22 are being verified against the ATO and are not shown here yet. The calculators apply the whole-of-income method for this year, with the figure marked as being verified.
FY2020-21
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Australian residents
Taxable income
Tax on this income
$0 to $18,200
Nil
$18,201 to $45,000
19c for every $1 over $18,200
$45,001 to $120,000
$5,092 plus 32.5c for every $1 over $45,000
$120,001 to $180,000
$29,467 plus 37c for every $1 over $120,000
Over $180,000
$51,667 plus 45c for every $1 over $180,000
No tax-free threshold (e.g. second job)
Taxable income
Tax on this income
$0 to $45,000
19c for every $1
$45,001 to $120,000
$8,550 plus 32.5c for every $1 over $45,000
$120,001 to $180,000
$32,925 plus 37c for every $1 over $120,000
Over $180,000
$55,125 plus 45c for every $1 over $180,000
Non-residents
Taxable income
Tax on this income
$0 to $120,000
32.5c for every $1
$120,001 to $180,000
$39,000 plus 37c for every $1 over $120,000
Over $180,000
$61,200 plus 45c for every $1 over $180,000
Working holiday makers
Taxable income
Tax on this income
$0 to $45,000
15c for every $1
$45,001 to $120,000
$6,750 plus 32.5c for every $1 over $45,000
$120,001 to $180,000
$31,125 plus 37c for every $1 over $120,000
Over $180,000
$53,325 plus 45c for every $1 over $180,000
Medicare levy: 2% of taxable income for residents. No levy below $23,226; it phases in at 10c per dollar between $23,226 and $28,238 (single thresholds). Super guarantee: 9.5%. Concessional super cap: $25,000.
HECS/HELP repayment
The HECS and HELP repayment thresholds for 2020-21 are being verified against the ATO and are not shown here yet. The calculators apply the whole-of-income method for this year, with the figure marked as being verified.
FY2019-20
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Australian residents
Taxable income
Tax on this income
$0 to $18,200
Nil
$18,201 to $37,000
19c for every $1 over $18,200
$37,001 to $90,000
$3,572 plus 32.5c for every $1 over $37,000
$90,001 to $180,000
$20,797 plus 37c for every $1 over $90,000
Over $180,000
$54,097 plus 45c for every $1 over $180,000
No tax-free threshold (e.g. second job)
Taxable income
Tax on this income
$0 to $37,000
19c for every $1
$37,001 to $90,000
$7,030 plus 32.5c for every $1 over $37,000
$90,001 to $180,000
$24,255 plus 37c for every $1 over $90,000
Over $180,000
$57,555 plus 45c for every $1 over $180,000
Non-residents
Taxable income
Tax on this income
$0 to $90,000
32.5c for every $1
$90,001 to $180,000
$29,250 plus 37c for every $1 over $90,000
Over $180,000
$62,550 plus 45c for every $1 over $180,000
Working holiday makers
Taxable income
Tax on this income
$0 to $37,000
15c for every $1
$37,001 to $90,000
$5,550 plus 32.5c for every $1 over $37,000
$90,001 to $180,000
$22,775 plus 37c for every $1 over $90,000
Over $180,000
$56,075 plus 45c for every $1 over $180,000
Medicare levy: 2% of taxable income for residents. No levy below $22,801; it phases in at 10c per dollar between $22,801 and $28,501 (single thresholds). Super guarantee: 9.5%. Concessional super cap: $25,000.
HECS/HELP repayment
The HECS and HELP repayment thresholds for 2019-20 are being verified against the ATO and are not shown here yet. The calculators apply the whole-of-income method for this year, with the figure marked as being verified.
FY2018-19
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Australian residents
Taxable income
Tax on this income
$0 to $18,200
Nil
$18,201 to $37,000
19c for every $1 over $18,200
$37,001 to $90,000
$3,572 plus 32.5c for every $1 over $37,000
$90,001 to $180,000
$20,797 plus 37c for every $1 over $90,000
Over $180,000
$54,097 plus 45c for every $1 over $180,000
No tax-free threshold (e.g. second job)
Taxable income
Tax on this income
$0 to $37,000
19c for every $1
$37,001 to $90,000
$7,030 plus 32.5c for every $1 over $37,000
$90,001 to $180,000
$24,255 plus 37c for every $1 over $90,000
Over $180,000
$57,555 plus 45c for every $1 over $180,000
Non-residents
Taxable income
Tax on this income
$0 to $90,000
32.5c for every $1
$90,001 to $180,000
$29,250 plus 37c for every $1 over $90,000
Over $180,000
$62,550 plus 45c for every $1 over $180,000
Working holiday makers
Taxable income
Tax on this income
$0 to $37,000
15c for every $1
$37,001 to $90,000
$5,550 plus 32.5c for every $1 over $37,000
$90,001 to $180,000
$22,775 plus 37c for every $1 over $90,000
Over $180,000
$56,075 plus 45c for every $1 over $180,000
Medicare levy: 2% of taxable income for residents. No levy below $22,398; it phases in at 10c per dollar between $22,398 and $27,997 (single thresholds). Super guarantee: 9.5%. Concessional super cap: $25,000.
HECS/HELP repayment
The HECS and HELP repayment thresholds for 2018-19 are being verified against the ATO and are not shown here yet. The calculators apply the whole-of-income method for this year, with the figure marked as being verified.
Medicare Levy Surcharge (MLS)
The Medicare Levy Surcharge is an extra charge for higher earners who do not have private hospital cover. These are the single thresholds published by the ATO for 2026-27. Family thresholds are double, plus $1,500 for each dependent child after the first. The calculators use the thresholds for the year you select.
Income for surcharge purposes
Rate
$0 to $105,000
Nil
$105,001 to $123,000
1%
$123,001 to $164,000
1.25%
Over $164,000
1.5%
Sources
Every figure on this page is taken from published Australian Taxation Office material. If you spot a discrepancy, the ATO is always the authority.