New South Wales Stamp Duty Calculator
See how much stamp duty you could pay on a property in New South Wales, including the First Home Buyers Assistance Scheme and the foreign purchaser surcharge.
- No ads. No account.
- Calculated in your browser.
- Sources you can check.
Stamp duty in New South Wales at a glance
- Standard duty rate
- 1.25% to 7%
- Foreign purchaser surcharge
- 9%
- Charged on
- Purchase price (dutiable value)
- First home buyers
- Yes, for established homes, new homes and vacant land
Source: New South Wales revenue office
Your figures
Your property
Enter the location, purchase price and property type.
Choose how you'll use the property and which buyer details apply.
Pensioner, senior, or concession card holder? You may pay less duty in New South Wales. Check your eligibility with the revenue office.
Estimates only, not financial or legal advice. Duty rates, thresholds, and concessions change and vary by jurisdiction and individual circumstances (including income tests and occupancy requirements). Always confirm with the relevant state revenue office before relying on a figure.
Your result
What stamp duty costs in New South Wales
Someone buying an established home to live in, at three prices, under the NSW rates above.
| Purchase price | Stamp duty | Share of price |
|---|---|---|
| $650,000 | $23,437 | 3.6% |
| $850,000 | $32,437 | 3.8% |
| $1,200,000 | $48,187 | 4.0% |
These figures assume you are not a first home buyer and not a foreign purchaser, and they exclude transfer and mortgage registration fees. First home concessions, the foreign purchaser surcharge and buying as an investor all change the result, so use the calculator above for your own purchase. Estimates only, not a quote.
Related calculators
Frequently asked questions
How is stamp duty calculated in NSW?
New South Wales transfer duty is progressive. It starts at 1.25% on the first dollars and rises to 5.5% above $1,290,000, with a premium rate of 7% on residential land above $3,870,000. New South Wales lifts these thresholds with CPI every 1 July, and the calculator applies the 2026-27 Revenue NSW rate table. Duty is charged on the dutiable value, which is usually the purchase price.
Do first home buyers pay stamp duty in NSW?
Not always. Under the First Home Buyers Assistance Scheme, established and new homes up to $800,000 are exempt. Homes under $1,000,000 get a concession that shrinks as the price rises: the saving is the duty on an $800,000 home, scaled by how far the price sits below $1,000,000. Vacant land is exempt up to $350,000, with the same style of concession under $450,000. To qualify, you must move in and live in the home.
How much extra do foreign buyers pay in NSW?
Foreign purchasers pay surcharge purchaser duty of 9% of the property value on residential land, on top of standard transfer duty. The calculator adds it when you switch on the foreign buyer toggle.