Australian Pay Rise Calculator

Your rise is taxed at your marginal rate, so most people keep between about 53% and 83% of it after income tax and Medicare, depending on your tax bracket. You keep less again if your HECS/HELP repayment increases. The calculator runs both salaries through the current ATO scales and shows how much of the rise you keep.

No, not through income tax. Australia uses marginal tax brackets, so only the dollars above each threshold are taxed at the higher rate, and income tax alone can't leave you worse off. Outside income tax, cliff thresholds such as the Medicare levy surcharge (if you don't hold private hospital cover) and some government benefits can take back more than a small rise.

Yes. Switch on the HECS/HELP toggle and it works out your compulsory repayment at both salaries. Repayments are a percentage of income above each threshold, so a rise can lift your repayment rate as well as your tax.

Yes. Employer super is a percentage of your ordinary earnings, so a rise increases it proportionally. The calculator shows the extra super separately, because it goes to your fund, not your bank account.

It assumes you are an Australian resident, claim the tax-free threshold and hold private hospital cover. It uses current financial year rates, and your salary excludes super. For deductions, salary sacrifice, bonuses or other situations, use the full pay calculator.